This site is owned and operated by Peer Preference Ltd ("Peer Preference"). These terms of use apply to and govern your, and any authorized user of your account, use of this site, including all services provided therein and the PeerPreference.com ("site"). Your use of this site signifies your agreement to be bound by these terms of use. If you do not agree to be bound by these terms of use, do not access or otherwise use this site. Peer Preference Ltd reserves the right, at its sole discretion, to change, modify, add or remove any portion of this site or these terms of use, in whole or in part, at any time. Changes to these terms of use will be effective when posted. You agree to review these terms of use periodically to be aware of any changes. Your continued use of this site after any changes to these terms of use are posted will be considered acceptance of those changes. Before using this site, review the PeerPreference Privacy Statement.

PeerPreference grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon for your personal use only, provided that you comply fully with these terms of use. Your participation in on-line access occurs in real time and is not edited, censored, or otherwise controlled by Peer Preference Ltd. Peer Preference Ltd cannot and does not screen content provided by users of the site. Notwithstanding the foregoing, Peer Preference Ltd reserves the right to monitor content on the site and to remove content which Peer Preference Ltd in its sole discretion, determines to be harmful, offensive, or otherwise in violation of these terms. In order to maintain an informative and valuable service that meets the needs of the users of the site and avoids the harm that can result from disseminating statements that are false, malicious, violate the rights of others, or otherwise harmful, it is necessary to establish the following rules to protect against abuse:

• Unless you are participating in an area of the site that requires or encourages anonymity, use your real name in online communications.
• You may not post or transmit any message which is libelous, defamatory or which discloses private or personal matters concerning any person. You may not post or transmit any message, data, image or program which may be deemed indecent, obscene or pornographic.
• You may not post or transmit any message, data, image or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.
• You may not interfere with other users use of the site.
• You may not post or transmit any file which contains viruses, worms, "Trojan horses" or any other contaminating or destructive features.
• You may not post or transmit any message which is harmful, threatening, abusive or hateful. It is not the site's intent to discourage you from taking controversial positions or expressing vigorously what may be unpopular views; however, Peer Preference Ltd reserves the right to take such action as it deems appropriate in cases where the site is used to disseminate statements which are deeply and widely offensive and/or harmful.
• You may not post or transmit charity requests, petitions for signatures, chain letters or letters relating to pyramid schemes. You may not post or transmit any advertising, promotional materials or any other solicitation of other users of the site for goods or services except in those areas (e.g., a classified bulletin board), if any, that are designated for such purpose.
• You may not list or send unsolicited mass emailings to 10 people or more if such e-mail could reasonably be expected to provoke complaints from its recipients.
• You may not use the facilities and capabilities of the service to conduct any activity or solicit the performance of any illegal activity or other activity which infringes the rights of others.
• You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the site in any manner not allowed for herein.
• * PeerPreference controls the operation of this site from its headquarters in Bolton, Lancashire, in the United Kingdom, and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with applicable local laws.

The entire contents of the site are copyrighted by Peer Preference under international copyright laws. (See the Copyright Information included below). You may print and download portions of material from the different areas of the site solely for your own use. You may make: (a) one machine readable copy, (b) one backup copy, and (c) one print copy of any portions of material downloaded from the different areas of the site solely for your use. Any other copying, redistribution, retransmission or publication of any downloaded material, is strictly prohibited without the express written consent of Peer Preference Ltd (see Use of PeerPreference Material included below) or any third party information provider to the site. You agree not to change or delete any proprietary notices from materials downloaded from the site.

Any material, information or other communication you transmit or post to this site will be considered non-confidential and non-proprietary communications. Peer Preference Ltd shall have no obligations with respect to the communications. Peer Preference Ltd and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use the communications and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes. No compensation will be paid with respect to the use of your submission, as provided herein. Peer Preference Ltd is under no obligation to post or use any submission you may provide and Peer Preference Ltd may remove any submission at any time in its sole discretion.

You understand that Peer Preference Ltd cannot and does not guarantee or warrant that files available for downloading through the site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data. You assume total responsibility and risk for your use of the site and the Internet. Peer Preference Ltd does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the site, any merchandise, information or service provided through the site or on the Internet generally, and Peer Preference Ltd shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the site or on the Internet generally. Peer Preference Ltd does not warrant that the site will be uninterrupted or error-free or that defects in the site will be corrected. The site and any software made available on the site are provided on an "as is, as available" basis.

The documents and related graphics published on this site may include technical inaccuracies or typographical errors. Changes are periodically made to the information herein. Peer Preference Ltd and/or its respective suppliers may make improvements and changes in the product(s) or the program(s) described herein at any time.

Some links on this site may let you leave the Peer Preference site. The linked sites are not under the control of PeerPreference and Peer Preference is not responsible for the contents of the linked site, any linked site contained in a link site, or any changes or updates to such sites. Peer Preference provides links to you only as a convenience, and the inclusion of any link does not imply endorsement by Peer Preference of the site. You understand further that the Internet contains unedited materials some of which are sexually explicit or may be offensive to you. You access such materials at your risk. Peer Preference has no control over and accepts no responsibility whatsoever for such materials.

Under no circumstances, including, but not limited to, negligence, shall PeerPreference be liable for any indirect, special, exemplary, or consequential damages that result from the use of, or the inability to use, the site, the site materials, or the software, even if Peer Preference has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or exemplary, incidental, or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Peer Preference’s total liability to you for all damages, losses, and causes of action (whether in contract, tort [including, but not limited to, negligence, or otherwise) exceed the amount paid by you, if any, for accessing this site.

Any software that is made available to download from this server ("Software") is the copyrighted work of Peer Preference and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement that accompanies or is included with the Software ("License Agreement").

The Software is made available for downloading solely for use by end users in accordance with the License Agreement. Any copying or reproduction or redistribution of the Software not in accordance with this License Agreement is expressly prohibited. The Software and other technology products are warranted, if at all, only according to the terms of the License Agreement. Except as warranted in the License Agreement, Peer Preference and its affiliates hereby disclaim all warranties and conditions with regard to the Software and other technology products, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.

You agree to indemnify, defend and hold harmless Peer Preference, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the site from and against all losses, expenses, damages and costs, including reasonable solicitors fees, resulting from any violation of this Agreement by you.

The provisions of these Terms of Use are for the benefit of PeerPreference and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

You understand and agree that Peer Preference may, in its sole discretion and at any time, terminate your password, Account or use of any forum, and discard and remove any content posted or submitted by you to any forum, for any reason. Peer Preference may also, in its sole discretion and at any time, discontinue any forum or limit or restrict any users access thereto, for any reason. You understand and agree that Peer Preference may take any one or more of these actions without prior notice to you. Should Peer Preference take any of these actions, it may, in its sole discretion, immediately deactivate and/or delete any or all information about and concerning your account, including your Registration Information and submitted content. You understand and agree that Peer Preference shall not have any liability to you or any other person for any termination of your access to any forum and/or the removal of information concerning your account.

These terms of use shall be governed by and construed in accordance with the laws of England without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in England and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. In no event shall you be entitled to injunctive or other equitable relief. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

This web site is the property of Peer Preference Ltd ("Peer Preference"). © 2009 Peer Preference Ltd. All rights reserved. * All third party trademarks are the property of their respective owners.

Registered and/or pending trademarks of PeerPreference in the England and foreign countries are used throughout this site. Use of the trademark symbols "®" or "™" is limited to one or two prominent trademark usages for each mark per page. In addition, the entire content of this website is copyrighted by Peer Preference. Use of these trademarks and of the content on this website is prohibited unless otherwise authorised in writing by Peer Preference.

Pursuant to certain requirements of distribution partners, Peer Preference has included the "™" and "®" symbols on the first or most prominent use of their trademarked terms

Peer Preference encourages individuals and organisations to share their impressions of Peer Preference materials. However, our organization has the stewardship of providing professional training and disseminating Peer Preference material. In doing so, it is essential for us to maintain the integrity of our material and ensure that there is accurate and appropriate representation and presentation of our materials. Peer Preference actively pursues unauthorized use of its materials to the extent known by Peer Preference.

Peer Preference materials are protected by UK and foreign copyright and trademark laws. Peer Preference is bound by those laws to regulate the use of their intellectual property. For this reason, the following are ways in which Peer Preference allows its material to be used:

LICENSING

Your organization may become licensed to use Peer Preference material internally. Peer Preference also offers public programmes, custom programmes and products that may fit your needs. Peer Preference has licensed or otherwise worked cooperatively with organizations that have expressed an interest in utilising the concepts in our product portfolio within their organisation and Peer Preference would welcome the opportunity to do so with you.

PERMISSION

If you would like to use Peer Preference materials on a limited basis, you must submit a completed Permission Request Form.

Peer Preference reviews each request on a case-by-case basis, and may or may not approve your request in its sole discretion. Please allow 4-6 weeks for your request to be processed. Peer Preference will notify you in writing of its decision to either approve or disapprove your request. Additional use fees may be charged at Peer Preference’s reasonable discretion.

If you are emailing your request from outside of the United Kingdom, please specify that it is an "International Permission Request" in the subject line to assist us in routing your request to the right person.

• Printing/copying articles from this site:



Permission is hereby granted to you, an individual user of this site, without further written authorisation from Peer Preference for you to print out or photocopy up to two (2) copies of an article or chart found of this site subject to the following terms and conditions:

The article must be owned by Peer Preference, Peer Preference periodically posts articles from third party sources. Permission must be obtained from the proper owner. The article copies may only be distributed free of charge and for personal reference only. The article copies will not be used or distributed as part of a training program or in conjunction with any product or service. You agree to include the existing copyright found at the bottom of the article on each copy. If a copyright notice does not exist, you agree to include the following notice with each copy: © [Year] PeerPreference. Reprinted with permission from PeerPreference www.peerpreference.com. All rights reserved.

Any use not allowed for in this Section requires separate review and written permission from Peer Preference. Submit your request as specified in Permissions above.

• University/College/Educational Institution Request to Copy From a PeerPreference document:



Permission is hereby granted to you, an individual user of this site, without further written authorisation from Peer Preference for a University, College, or other educational institution to make up to fifty (50) copies ONLY of up to twenty five (25) pages ONLY from one of the following Peer Preference documents:

-Chart generated images or articles
-Any report and whitepaper contained in the site

* The PeerPreference material is used as less than ten percent (10%) of the entire course. * The material is utilised as supplemental material only.
* Use of a Peer Preference chart, report or document as a textbook for an educational course is prohibited. Contact Peer Preference to learn more about how to become licensed to facilitate within your organisation the corresponding training program (See Licensing above).
* The following notice appears on the first page of each copied packet of pages - Excerpted from [Report Title] by [Author], © [Date and Name of copyright owner]. Reprinted with permission from Peer Preference Ltd., www.peerpreference.com. All rights reserved.
* Any use not allowed for in this Section requires separate review and written permission from Peer Preference. Submit your request as specified in Permissions above.
* Utilising Quotes from Peer Preference Ltd products: Permission is hereby granted to you, an individual user of this site, without further written authorisation from Peer Preference for an individual or organization to excerpt quotes from a PeerPreference product, subject to the following terms and conditions:
* The excerpted quote must be owned by PeerPreference PeerPreference utilises quotes from third party sources throughout its products. Permission must be obtained from the proper owner.
* The quote is less than fifty (50) words and does not include PeerPreference trademarks, (for example, additional written permission is required from PeerPreference to be able to list or use its Crystal Ball, World Class, World Record, Personal Best, or Gold Awards or insignia
* The quote is used as less than five percent (5%) of the entire work in which it will appear.
* The quote is used within text or as a stand alone quote
* The quote is not used in any manner that is taken out of content or misrepresents the intended meaning of the author.
* Proper acknowledgement to the author and source of the quote (book report, article, etc.) must be included with the quote.
* Use of a PeerPreference model or graphic in connection with a quote is prohibited without further written authorisation from Peer Preference
* Any use not allowed for in this Section requires separate review and written permission from Peer Preference Submit your request as specified in Permissions above.

Peer Preference has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for Peer Preference

Peer Preference is committed to protecting your personal privacy. Our Four Principles of Privacy summarise and clarify that commitment--how we safeguard your privacy, how we treat personal information, and what choices you have. We understand that for you to take full advantage of the benefits of this interactive medium, we must do what we can to ensure that your privacy is secure.

We do not disclose your private online communications.
We do not use any information about where you personally navigate on PeerPreference or the Web, and we do not give it out to others.
We use secure technology, privacy protection controls, and restrictions on employee access in order to safeguard your personal information.
We will advise you if and when changes to this policy are made.

Free Access Token

When you accept a free token for access and use of Peer Preference you agree for your contact details (and any answers you provide to questionnaires) can be passed to service providers who may be looking to sell their offerings to you.

When you purchase a token all your information is kept confidential and will not be forwarded to service providers unless otherwise stated.

How Does Peer Preference Use Registration Information?

PeerPreference registration forms may require users to give us contact information (i.e., name and e-mail address) and demographic information (i.e., ZIP code, gender or age). We use this information from the registration form to send our users information about our website. The user's contact information is also used to contact the user when necessary. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Demographic and profile data is also collected during registration. We use this data to tailor the user's experience at PeerPreference showing people content that we think they might be interested in, and displaying the content according to their preferences. This information is shared with advertisers on an aggregate basis.

Does PeerPreference share personal information?

Occasionally, we make our customer list available to a few carefully screened firms offering products that may be of interest to you. If you prefer not to receive such mailings, you may opt-out at any time; see the choice/opt-out section below.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving communications from our partners and us at any time through our Contact Us page.

Correct/Update Address

PeerPreference gives users the following option for changing and modifying information previously provided. If you would like to change or update your address please visit the following Change of Address page.

How does PeerPreference use cookies and the IP address information?

We use your IP address to help diagnose problems with our server and to administer our website. Your IP address is used to gather broad demographic information. We use cookies to deliver content specific to your interests and to save your password so you don't have to reenter it each time you visit our site. The cookie does not track any personal information about you, provide us with any way to contact you, or extract any information from your computer. When you visit the store area on this site, cookies are simply the best way for us to offer you the most enjoyable and hassle-free online shopping experience by retaining information about your visit and use of our store. We hope you will want the better service that cookies provide, but you may set your browser to refuse cookies. However, by doing so, you will not be eligible for any online discounts/specials/promotions/or coupons.

How does PeerPreference work with other companies and how do these relationships affect user privacy?

PeerPreference contains links to other sites. We are not responsible for the privacy practices or the content of such websites.

Occasionally we may share information with our sponsors and partners. We will share such information on an aggregate basis and will never reveal information about individual users of the site without consent.

We use an outside ad company to display ads on our site. These ads may contain cookies. While we use cookies in other parts of our Web site, our ad company collects cookies received with banner ads, and we do not have access to this information.

What is PeerPreference policy regarding posts on message boards?

PeerPreference makes message boards available to its users. Please remember that any information that is disclosed in public message boards becomes public information and you should exercise caution when deciding to disclose your personal information. Messages posted on private message boards are only revealed to members of the private groups.

How does PeerPreference secure information entered by visitors?

We use industry-standard technology to keep your personal information and information you have entered into our site as secure as possible. We also have put in place privacy protection control systems designed to ensure that your personal data remain safe and private. To view Peer Preference Web security, click here.

Each and every Peer Preference employee servicing the website is obligated to abide by this privacy policy. Employees who violate our privacy policies are subject to disciplinary action, up to and including termination.

Only authorised Peer Preference employees servicing the website are permitted to have access to your personal information, and such access is limited by need.

Changes to this Privacy Policy PeerPreference may amend this policy from time to time.

By clicking on the “Accept” button on this screen, you agree to be bound by the following “Terms of Use.”

The materials contained on this website (“Materials”) are protected by copyright laws and international copyright treaties and are the proprietary property of PeerPreference. The Materials are provided “as is”, without warranty of any kind, either expressed or implied, including but not limited to the implied warranties of performance, merchantability, and fitness for particular purpose. The entire risk as to the quality and performance of the Materials is assumed by you. In no event will Peer Preference Ltd or Telemark Services be liable for any damages, including lost profits, lost savings, or other incidental or consequential damages arising out of the use or inability to use the Materials. All rights reserved.